# Fair Credit Reporting Act Disclosure

An FCRA (Fair Credit Reporting Act) disclosure is a formal document that employers provide to job applicants or employees, notifying them that the employer intends to obtain a consumer report or background check for employment purposes. This disclosure is a legal requirement under the FCRA, designed to ensure transparency and protect the privacy rights of individuals by informing them that the information obtained through credit reports, criminal history, or other background checks might be used in making employment decisions. It also advises individuals of their rights under the FCRA, including the right to know what is in their file and to dispute inaccurate information.

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## What is a Fair Credit Reporting Act Disclosure

FCRA Compliance What Employers Need to Know - YouTube

## Author

Courtney M. Prado, Esq.

Attorney

Courtney graduated from the University of California at Davis with a bachelor’s degree in Sociology with an emphasis in the intersection between law and society. She went on to graduate with honors from Chicago-Kent College of Law in 2021 as a Diversity Scholarship Foundation award recipient and as a board member of the Disability Advocacy Law Student Association. She worked for Chicago-Kent’s in-house legal clinic in the civil litigation department throughout law school and she holds a specialty certification in Litigation and Alternative Dispute Resolution in addition to being a certified mediator for the court systems in Illinois. Along with mediating, Courtney maintains a business as a solo freelance attorney providing litigation, research, strategy, and drafting services to lawyers around the country.

## Download a Fair Credit Reporting Act Disclosure template

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### Fair Credit Reporting Act Disclosure Word Document

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### Fair Credit Reporting Act Disclosure PDF

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### Fair Credit Reporting Act Disclosure to copy/paste

Fair Credit Reporting Act Disclosure